--- title: Credit Specialist at Riveq Finance description: About us RWA protocol connecting on-chain capital with regulated non-bank financial institutions in emerging markets. We're building institutional-grade private credit infrastructure: licensed borrowe --- # Credit Specialist **Company:** Riveq Finance **Location:** Tbilisi, Georgia **Posted:** 2026-06-30 **Apply by:** 2026-08-14 [Apply / View original posting](https://www.linkedin.com/jobs/view/4432114564) ## Job description About us RWA protocol connecting on-chain capital with regulated non-bank financial institutions in emerging markets. We're building institutional-grade private credit infrastructure: licensed borrowers, collateralized lending, insurance-backed structures, and transparent on-chain capital management. The role We're looking for a senior credit professional to build and own the underwriting function for private credit protocol lending to regulated non-bank financial institutions in emerging markets. As a founding hire, you'll define our credit policy from scratch — originating and structuring deals with licensed NBFIs, designing underwriting frameworks and covenant structures, building collateral and overcollateralization standards, and owning portfolio monitoring and risk management as we scale across markets. What you'll do Originator relationships — Identify, evaluate, and build relationships with Georgia's fundable MFOs, microbanks, and lenders. Credit & due diligence — Underwrite counterparties: balance sheets, loan-bookquality, NPLs, equity cushions, FX positions, funding stacks. Recommend who welend to and how much. Deal structuring — Build senior, over-collateralized facilities (borrowing base,collateral pledges, covenants, holdbacks, first-loss). Negotiate terms that protect capital. Regulation & compliance — Keep us aligned with NBG rules (MFO / microbankframework, responsible-lending caps, larization, AML, VASP / crypto rules).Coordinate local legal and tax counsel. Monitoring — Track portfolio performance and counterparty health; flag risks early. What you bring (must-have) Deep, current knowledge of Georgia's financial sector — especially microfinance /MFOs, microbanks, and consumer lending. 4+ years in credit, risk, lending, or structuring — at a Georgian MFO, microbank, bank,or an IFI / DFI / impact lender active in Georgia (e.g. EBRD, IFC, responsAbility,Symbiotics). Hands-on credit underwriting and counterparty due-diligence experience. A strong local network among lenders, banks, and the financial community. Fluent English (daily contact with international capital, legal, and tax), Georgian and Russian. Nice to have Existing relationships with specific MFOs / microbanks / banks you could bring to thetable. Experience structuring senior-secured or syndicated lending facilities. Familiarity with (or genuine curiosity about) crypto / stablecoins and DeFi — you don't need to be an expert, but you should be comfortable working where traditional credit meets on-chain capital. Experience with international investors or cross-border structures (offshore SPVs,feeder funds). What we o ff er Competitive salary + meaningful equity / token allocation as an early /founding team member. High ownership and direct impact — you define the credit side of the business. Exposure to international capital and a modern, on-chain funding model. --- 🔔 [Monitor similar jobs on Gurify](https://gurify.com/?utm_source=techgeo&utm_medium=jobboard&utm_campaign=monitor_similar&role=Credit+Specialist) — get alerted when matching roles are posted in Georgia. ```json {"@context":"https://schema.org/","@type":"JobPosting","title":"Credit Specialist","description":"

About us RWA protocol connecting on-chain capital with regulated non-bank financial institutions in emerging markets. We're building institutional-grade private credit infrastructure: licensed borrowers, collateralized lending, insurance-backed structures, and transparent on-chain capital management. The role We're looking for a senior credit professional to build and own the underwriting function for private credit protocol lending to regulated non-bank financial institutions in emerging markets. As a founding hire, you'll define our credit policy from scratch — originating and structuring deals with licensed NBFIs, designing underwriting frameworks and covenant structures, building collateral and overcollateralization standards, and owning portfolio monitoring and risk management as we scale across markets. What you'll do Originator relationships — Identify, evaluate, and build relationships with Georgia's fundable MFOs, microbanks, and lenders. Credit & due diligence — Underwrite counterparties: balance sheets, loan-bookquality, NPLs, equity cushions, FX positions, funding stacks. Recommend who welend to and how much. Deal structuring — Build senior, over-collateralized facilities (borrowing base,collateral pledges, covenants, holdbacks, first-loss). Negotiate terms that protect capital. Regulation & compliance — Keep us aligned with NBG rules (MFO / microbankframework, responsible-lending caps, larization, AML, VASP / crypto rules).Coordinate local legal and tax counsel. Monitoring — Track portfolio performance and counterparty health; flag risks early. What you bring (must-have) Deep, current knowledge of Georgia's financial sector — especially microfinance /MFOs, microbanks, and consumer lending. 4+ years in credit, risk, lending, or structuring — at a Georgian MFO, microbank, bank,or an IFI / DFI / impact lender active in Georgia (e.g. EBRD, IFC, responsAbility,Symbiotics). Hands-on credit underwriting and counterparty due-diligence experience. A strong local network among lenders, banks, and the financial community. Fluent English (daily contact with international capital, legal, and tax), Georgian and Russian. Nice to have Existing relationships with specific MFOs / microbanks / banks you could bring to thetable. Experience structuring senior-secured or syndicated lending facilities. Familiarity with (or genuine curiosity about) crypto / stablecoins and DeFi — you don't need to be an expert, but you should be comfortable working where traditional credit meets on-chain capital. Experience with international investors or cross-border structures (offshore SPVs,feeder funds). What we o ff er Competitive salary + meaningful equity / token allocation as an early /founding team member. High ownership and direct impact — you define the credit side of the business. Exposure to international capital and a modern, on-chain funding model.

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