--- title: Digital Product Owner at EUROCREDIT • ევროკრედიტი description: We are looking for a Digital Product Owner to join JSC Eurocredit and lead the development and continuous improvement of our digital lending products. About the Company JSC Eurocredit is a microfinanc --- # Digital Product Owner **Company:** EUROCREDIT • ევროკრედიტი **Location:** Tbilisi, Georgia **Posted:** 2026-08-19 **Apply by:** 2026-10-03 **Tags:** project manager [Apply / View original posting](https://www.linkedin.com/jobs/view/4453451008) ## Job description We are looking for a Digital Product Owner to join JSC Eurocredit and lead the development and continuous improvement of our digital lending products. About the Company JSC Eurocredit is a microfinance company operating in Georgia since 2011. With a growing network of branches across the country, we provide accessible and convenient financial solutions, including auto and business loans, to our customers. Our greatest strength is our people — a team driven by collaboration, continuous development, and results. Job Description Location: Tbilisi, Saburtalo Employment Type: Full-time; Employment Contract Position Purpose The Digital Product Owner will own the end-to-end lifecycle of EuroCredit’s digital lending products — Auto Loans and Business Loans — from product strategy and discovery through development, launch, optimization, and continuous improvement. The primary objective of the role is to build a seamless, fast, and frictionless digital lending experience , enabling customers to complete their loan journey online in a simple, convenient, and secure way. Position in the Organization The Digital Product Owner reports directly to the COO and works cross-functionally with IT/Development, UX/Design, Risk, Legal/Compliance, Operations, Marketing, and external technology partners . The role requires strong cross-functional leadership to align business, customer, technology, and regulatory requirements and drive digital product initiatives from concept to delivery and beyond. Key Responsibilities Product Strategy & Planning Define and maintain the Product Vision and Roadmap for EuroCredit’s digital lending products in alignment with the COO and overall business strategy; Define product OKRs and KPIs and monitor key performance indicators, including Conversion Rate, Time-to-Approval, Drop-off Rate, and NPS; Conduct market, competitor, and customer research to identify opportunities for product growth and improvement; Analyze product performance and present key insights, recommendations, and strategic priorities to the COO and Executive Team; Evaluate and prioritize product initiatives and feature opportunities based on customer needs, business value, data, and strategic priorities. Customer Journey & UX Own and continuously optimize the end-to-end digital customer journey, including registration, eKYC/verification, loan application, credit scoring, approval, e-signature, and disbursement; Translate customer and business needs into clear product requirements and actionable solutions; Work closely with UX/Design teams to validate wireframes, prototypes, and proposed user experiences; Organize usability testing, customer interviews, and continuous customer feedback loops; Plan, execute, and interpret A/B tests and use insights to improve conversion and optimize the customer funnel. Product Backlog & Agile Delivery Own, manage, prioritize, and continuously refine the Product Backlog using appropriate prioritization frameworks, such as RICE and MoSCoW; Define and document clear User Stories, Acceptance Criteria, and Definition of Done in collaboration with IT, QA, and Design teams; Ensure backlog items are aligned with the product roadmap, customer needs, and business objectives; Actively participate in Agile/Scrum ceremonies , including Sprint Planning, Sprint Reviews, and Retrospectives; Identify dependencies, delivery risks, and potential blockers and coordinate their timely resolution with relevant stakeholders; Coordinate feature releases, phased rollouts, and production incidents in collaboration with relevant teams. Technical Integration & Product Delivery Define functional requirements for integrations such as eKYC, biometric verification, and Open Banking ; Document functional requirements and workflows for Credit Scoring and Decision Engine APIs in collaboration with IT; Coordinate functional specifications for integrations between the Core Banking System, CRM, and other relevant platforms ; Ensure security, fraud prevention, and data privacy requirements are appropriately reflected in product requirements and backlog items; Work closely with technology teams to ensure solutions are scalable, reliable, and aligned with business and customer needs. Stakeholder Management Build strong working relationships with key stakeholders across IT, UX/Design, Risk, Legal/Compliance, Operations, Marketing, and external technology partners ; Regularly report product progress, performance, KPIs, key risks, and major initiatives to the COO and Executive Team; Work closely with Legal and Compliance teams to incorporate National Bank of Georgia (NBG) regulatory requirements and AML/KYC principles into product requirements and specifications; Coordinate product-related communication with external technology providers, including eKYC, biometric verification, and credit scoring providers; Collaborate with Marketing on Go-to-Market strategies and plans for new features and product launches. Continuous Improvement Conduct post-launch product reviews and evaluate product performance against defined KPIs and objectives; Use customer feedback, product analytics, and business performance data to continuously optimize the product; Document and share lessons learned and identify opportunities for further improvement; Foster a culture of experimentation, learning, and continuous product improvement. Requirements Education Bachelor’s degree in Business Administration, Information Technology, Economics, or a related field ; Master’s degree is considered an advantage. Professional Experience 3+ years of experience as a Product Owner or Product Manager in digital products; Experience in FinTech, Lending, Banking, or Digital Financial Services is mandatory ; Proven experience delivering an end-to-end digital lending product , from application through approval and disbursement; Proven experience managing and prioritizing a Product Backlog in an Agile/Scrum environment ; Experience working with eKYC, biometric verification, or Open Banking integrations is considered an advantage. Skills & Knowledge Practical experience with JIRA, Confluence, or similar product and backlog management tools ; Strong understanding of User Stories, Acceptance Criteria, and Definition of Done ; Basic to intermediate knowledge of Product Analytics tools , such as Amplitude, Mixpanel, or equivalent; Basic knowledge of SQL or BI tools ; Understanding of NBG regulatory requirements and AML/KYC principles ; Strong analytical and problem-solving skills, with the ability to make data-driven product decisions ; Strong prioritization and decision-making skills, with the ability to balance customer needs, business objectives, technical considerations, and regulatory requirements; Excellent communication and stakeholder management skills, with the ability to work effectively across cross-functional teams; Georgian — fluent; English — professional working proficiency (C1 level). Preferred Certifications CSPO (Certified Scrum Product Owner); PSPO (Professional Scrum Product Owner); PMI-ACP; SAFe Product Owner/Product Manager. Working Conditions & Reporting Working Hours: Monday–Friday, 10:00–18:00 Working Model: Hybrid (office/remote) Reporting: Monthly product status reporting and quarterly OKR reviews Performance Evaluation: 6-month and annual performance reviews based on agreed KPIs. Thank you for your interest. We wish you the best of luck! --- 🔔 [Monitor similar jobs on Gurify](https://gurify.com/?utm_source=techgeo&utm_medium=jobboard&utm_campaign=monitor_similar&role=Digital+Product+Owner) — get alerted when matching roles are posted in Georgia. ```json {"@context":"https://schema.org/","@type":"JobPosting","title":"Digital Product Owner","description":"

We are looking for a Digital Product Owner to join JSC Eurocredit and lead the development and continuous improvement of our digital lending products. About the Company JSC Eurocredit is a microfinance company operating in Georgia since 2011. With a growing network of branches across the country, we provide accessible and convenient financial solutions, including auto and business loans, to our customers. Our greatest strength is our people — a team driven by collaboration, continuous development, and results. Job Description Location: Tbilisi, Saburtalo Employment Type: Full-time; Employment Contract Position Purpose The Digital Product Owner will own the end-to-end lifecycle of EuroCredit’s digital lending products — Auto Loans and Business Loans — from product strategy and discovery through development, launch, optimization, and continuous improvement. The primary objective of the role is to build a seamless, fast, and frictionless digital lending experience , enabling customers to complete their loan journey online in a simple, convenient, and secure way. Position in the Organization The Digital Product Owner reports directly to the COO and works cross-functionally with IT/Development, UX/Design, Risk, Legal/Compliance, Operations, Marketing, and external technology partners . The role requires strong cross-functional leadership to align business, customer, technology, and regulatory requirements and drive digital product initiatives from concept to delivery and beyond. Key Responsibilities Product Strategy & Planning Define and maintain the Product Vision and Roadmap for EuroCredit’s digital lending products in alignment with the COO and overall business strategy; Define product OKRs and KPIs and monitor key performance indicators, including Conversion Rate, Time-to-Approval, Drop-off Rate, and NPS; Conduct market, competitor, and customer research to identify opportunities for product growth and improvement; Analyze product performance and present key insights, recommendations, and strategic priorities to the COO and Executive Team; Evaluate and prioritize product initiatives and feature opportunities based on customer needs, business value, data, and strategic priorities. Customer Journey & UX Own and continuously optimize the end-to-end digital customer journey, including registration, eKYC/verification, loan application, credit scoring, approval, e-signature, and disbursement; Translate customer and business needs into clear product requirements and actionable solutions; Work closely with UX/Design teams to validate wireframes, prototypes, and proposed user experiences; Organize usability testing, customer interviews, and continuous customer feedback loops; Plan, execute, and interpret A/B tests and use insights to improve conversion and optimize the customer funnel. Product Backlog & Agile Delivery Own, manage, prioritize, and continuously refine the Product Backlog using appropriate prioritization frameworks, such as RICE and MoSCoW; Define and document clear User Stories, Acceptance Criteria, and Definition of Done in collaboration with IT, QA, and Design teams; Ensure backlog items are aligned with the product roadmap, customer needs, and business objectives; Actively participate in Agile/Scrum ceremonies , including Sprint Planning, Sprint Reviews, and Retrospectives; Identify dependencies, delivery risks, and potential blockers and coordinate their timely resolution with relevant stakeholders; Coordinate feature releases, phased rollouts, and production incidents in collaboration with relevant teams. Technical Integration & Product Delivery Define functional requirements for integrations such as eKYC, biometric verification, and Open Banking ; Document functional requirements and workflows for Credit Scoring and Decision Engine APIs in collaboration with IT; Coordinate functional specifications for integrations between the Core Banking System, CRM, and other relevant platforms ; Ensure security, fraud prevention, and data privacy requirements are appropriately reflected in product requirements and backlog items; Work closely with technology teams to ensure solutions are scalable, reliable, and aligned with business and customer needs. Stakeholder Management Build strong working relationships with key stakeholders across IT, UX/Design, Risk, Legal/Compliance, Operations, Marketing, and external technology partners ; Regularly report product progress, performance, KPIs, key risks, and major initiatives to the COO and Executive Team; Work closely with Legal and Compliance teams to incorporate National Bank of Georgia (NBG) regulatory requirements and AML/KYC principles into product requirements and specifications; Coordinate product-related communication with external technology providers, including eKYC, biometric verification, and credit scoring providers; Collaborate with Marketing on Go-to-Market strategies and plans for new features and product launches. Continuous Improvement Conduct post-launch product reviews and evaluate product performance against defined KPIs and objectives; Use customer feedback, product analytics, and business performance data to continuously optimize the product; Document and share lessons learned and identify opportunities for further improvement; Foster a culture of experimentation, learning, and continuous product improvement. Requirements Education Bachelor’s degree in Business Administration, Information Technology, Economics, or a related field ; Master’s degree is considered an advantage. Professional Experience 3+ years of experience as a Product Owner or Product Manager in digital products; Experience in FinTech, Lending, Banking, or Digital Financial Services is mandatory ; Proven experience delivering an end-to-end digital lending product , from application through approval and disbursement; Proven experience managing and prioritizing a Product Backlog in an Agile/Scrum environment ; Experience working with eKYC, biometric verification, or Open Banking integrations is considered an advantage. Skills & Knowledge Practical experience with JIRA, Confluence, or similar product and backlog management tools ; Strong understanding of User Stories, Acceptance Criteria, and Definition of Done ; Basic to intermediate knowledge of Product Analytics tools , such as Amplitude, Mixpanel, or equivalent; Basic knowledge of SQL or BI tools ; Understanding of NBG regulatory requirements and AML/KYC principles ; Strong analytical and problem-solving skills, with the ability to make data-driven product decisions ; Strong prioritization and decision-making skills, with the ability to balance customer needs, business objectives, technical considerations, and regulatory requirements; Excellent communication and stakeholder management skills, with the ability to work effectively across cross-functional teams; Georgian — fluent; English — professional working proficiency (C1 level). Preferred Certifications CSPO (Certified Scrum Product Owner); PSPO (Professional Scrum Product Owner); PMI-ACP; SAFe Product Owner/Product Manager. Working Conditions & Reporting Working Hours: Monday–Friday, 10:00–18:00 Working Model: Hybrid (office/remote) Reporting: Monthly product status reporting and quarterly OKR reviews Performance Evaluation: 6-month and annual performance reviews based on agreed KPIs. Thank you for your interest. We wish you the best of luck!

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