--- title: Senior Financial Analyst at Silk Bank • სილქ ბანკი description: Senior Financial Analyst Finance Department · JSC Silk Bank · Tbilisi, Georgia The role Silk Bank is a digital bank growing fast enough that its finance function is being built rather than inherited: --- # Senior Financial Analyst **Company:** Silk Bank • სილქ ბანკი **Location:** Tbilisi, Georgia **Posted:** 2026-11-10 **Apply by:** 2026-12-25 [Apply / View original posting](https://www.linkedin.com/jobs/view/4487129776) ## Job description Senior Financial Analyst Finance Department · JSC Silk Bank · Tbilisi, Georgia The role Silk Bank is a digital bank growing fast enough that its finance function is being built rather than inherited: the budget and forecast model, IFRS reporting, and the analytics behind them are still taking shape. The Senior Financial Analyst produces and challenges those numbers (budget-vs-actual, forecasts, product and portfolio analytics), querying the data warehouse directly rather than waiting for extracts. You will see more of a bank's finances in a year than most analysts do in several, with direct exposure to the CFO office, Supervisory Board and investor materials. Key responsibilities Budget-vs-actual analysis — Run the monthly BvA across P&L and balance sheet: decompose variances into volume, rate, mix and cost drivers, obtain explanations from department heads, and write the commentary that goes to management Forecast maintenance — Keep the forecast workbook current: load actuals, refresh assumptions with Product, Risk and Commerce, flag material deviations from plan early, and support the annual budget cycle, including the capital Management reporting — Prepare the monthly management pack (P&L, balance sheet, liquidity, capital adequacy, cost KPIs) and the financial content of Supervisory Board and investor materials, with every figure traceable to its source Financial modeling and business cases — Build and maintain models for product economics, pricing, funding mix and capital scenarios; review business cases from Product and Commerce and test their assumptions against actuals Reconciliation and data integrity — Tie management, IFRS and regulatory figures to each other and to warehouse and core-banking data; locate breaks precisely and fix the logic, not the symptom Automation and cross-functional work — Replace manual consolidation with scripts and queries, document calculation logic so reports are reproducible, and act as finance's counterpart to the Data, Risk and Commerce teams, translating their questions into analysis and finance's needs into data requirements Required qualifications Experience — 4–6 years in finance at a bank or financial institution, or in Big 4 audit of financial institutions, including at least 2 years producing financial reporting or analysis Education — Higher education in finance, economics, accounting, mathematics or another quantitative field IFRS in practice — Hands-on application in a bank or financial institution: IFRS 9 classification, effective interest and expected credit loss mechanics and how they move the P&L and balance sheet; preparing, reconciling or auditing a bank's IFRS financial statements Analytical depth — Builds financial models, decomposes variances into drivers, and challenges numbers: traces a headline figure to its source, finds the break, and states what the number becomes under a defensible alternative assumption Technical toolkit Excel, advanced: complex formulas, structured models with input registers, large datasets, Power Query; VBA welcome SQL: writes queries against a data warehouse directly and validates the result Power BI: builds data models, DAX measures and dashboards that management uses Basic data manipulation in Python NBG regulatory reporting — Exposure to NBG prudential returns (capital adequacy, liquidity ratios) strongly preferred English — B2 or above, written and spoken; board and investor materials are prepared in English Nice to have Python beyond the basics (pandas) for analysis and report automation Banking product knowledge: cards, instalment and BNPL, deposits, consumer lending economics ACCA or CFA in progress or completed Interested candidates are invited to submit their CVs to hr@silkbank.ge . We look forward to hearing from you! --- 🔔 [Monitor similar jobs on Gurify](https://gurify.com/?utm_source=techgeo&utm_medium=jobboard&utm_campaign=monitor_similar&role=Senior+Financial+Analyst) — get alerted when matching roles are posted in Georgia. ```json {"@context":"https://schema.org/","@type":"JobPosting","title":"Senior Financial Analyst","description":"

Senior Financial Analyst Finance Department · JSC Silk Bank · Tbilisi, Georgia The role Silk Bank is a digital bank growing fast enough that its finance function is being built rather than inherited: the budget and forecast model, IFRS reporting, and the analytics behind them are still taking shape. The Senior Financial Analyst produces and challenges those numbers (budget-vs-actual, forecasts, product and portfolio analytics), querying the data warehouse directly rather than waiting for extracts. You will see more of a bank's finances in a year than most analysts do in several, with direct exposure to the CFO office, Supervisory Board and investor materials. Key responsibilities Budget-vs-actual analysis — Run the monthly BvA across P&L and balance sheet: decompose variances into volume, rate, mix and cost drivers, obtain explanations from department heads, and write the commentary that goes to management Forecast maintenance — Keep the forecast workbook current: load actuals, refresh assumptions with Product, Risk and Commerce, flag material deviations from plan early, and support the annual budget cycle, including the capital Management reporting — Prepare the monthly management pack (P&L, balance sheet, liquidity, capital adequacy, cost KPIs) and the financial content of Supervisory Board and investor materials, with every figure traceable to its source Financial modeling and business cases — Build and maintain models for product economics, pricing, funding mix and capital scenarios; review business cases from Product and Commerce and test their assumptions against actuals Reconciliation and data integrity — Tie management, IFRS and regulatory figures to each other and to warehouse and core-banking data; locate breaks precisely and fix the logic, not the symptom Automation and cross-functional work — Replace manual consolidation with scripts and queries, document calculation logic so reports are reproducible, and act as finance's counterpart to the Data, Risk and Commerce teams, translating their questions into analysis and finance's needs into data requirements Required qualifications Experience — 4–6 years in finance at a bank or financial institution, or in Big 4 audit of financial institutions, including at least 2 years producing financial reporting or analysis Education — Higher education in finance, economics, accounting, mathematics or another quantitative field IFRS in practice — Hands-on application in a bank or financial institution: IFRS 9 classification, effective interest and expected credit loss mechanics and how they move the P&L and balance sheet; preparing, reconciling or auditing a bank's IFRS financial statements Analytical depth — Builds financial models, decomposes variances into drivers, and challenges numbers: traces a headline figure to its source, finds the break, and states what the number becomes under a defensible alternative assumption Technical toolkit Excel, advanced: complex formulas, structured models with input registers, large datasets, Power Query; VBA welcome SQL: writes queries against a data warehouse directly and validates the result Power BI: builds data models, DAX measures and dashboards that management uses Basic data manipulation in Python NBG regulatory reporting — Exposure to NBG prudential returns (capital adequacy, liquidity ratios) strongly preferred English — B2 or above, written and spoken; board and investor materials are prepared in English Nice to have Python beyond the basics (pandas) for analysis and report automation Banking product knowledge: cards, instalment and BNPL, deposits, consumer lending economics ACCA or CFA in progress or completed Interested candidates are invited to submit their CVs to hr@silkbank.ge . We look forward to hearing from you!

","identifier":{"@type":"PropertyValue","name":"TechGeo","value":"4487129776"},"url":"https://techgeo.ge/job/senior-financial-analyst-66665dd","jobLocation":{"@type":"Place","address":{"@type":"PostalAddress","addressLocality":"Tbilisi, Georgia","addressCountry":"GE"}},"hiringOrganization":{"@type":"Organization","name":"Silk Bank • სილქ ბანკი"},"directApply":false,"datePosted":"2026-11-10","validThrough":"2026-12-25T23:59:59+04:00"} ```